Who is Graham Stephan? Age, Net Worth, Wife, Height & Many More (Updated in 2024)

Who is Graham Stephan

Graham Stephan is a prominent figure in personal finance and real estate. Renowned for his honesty, actionable insights, and attractive content, he has become a key player in financial training, especially on YouTube.

His transformation from a newbie Real Estate Agent to a Multi-Millionaire and respected content creator highlights the significance of discipline, strategic planning, and a steadfast determination to achieve financial literacy.

This article takes a better look at Graham Stephan’s life and career and the large effect he has had, analyzing how he rose to prominence and formed the financial behaviors of limitless individuals.

Who is Graham Stephan?

I don’t know whether you have seen his videos or not, but Graham Stephan is an American Real Estate Agent who has transitioned into a distinguished YouTube personality and Influencer.

Meet Graham Stephan

His famous YouTube channel is dedicated to offering insights on Millennial finance, covering subjects like budgeting, stock market strategies, and cryptocurrency.

In the “about” section of his channel, Graham explains that he began the channel to share his journey—both the triumphs and setbacks—in real estate, aiming to help others who aspire to observe a similar path.

Outside of finance discussions, Graham enjoys chatting about cars and showcasing his favorite new models to his audience. His contributions have won a reputation from Forbes and various media companies as well.

Graham Stephan Bio/Wiki

NameGraham Stephan
BornSt. Louis, Missouri
Date Of BirthApril 22, 1990
Age (as of 2024)34 years old
CitizenshipUnited States
EducationHigh school graduate 
ProfessionReal estate agent-turned YouTuber 
Investor
Marital StatusMarried
WifeMacy Savannah (married 2024)
Net Worth (as of 2024)$24 million
ParentsDavid Stephan (father)
Mrs. Stephan (mother) 
SiblingsOne sister 
Current ResidentLas Vegas, Nevada 
Height5’4″ (or 164.5 cm)
Weight143 lbs (65 kg)
Graham Stephan: Bio, Age, Height, Birthday, wife, Net worth

Early Life

Graham Stephan grew up in Santa Monica because his dad worked as an animator, writer, and story artist for Disney from 1981 to 1994 & his mom was a therapist.

He says that although he wasn’t always motivated by material things, he spent money on hobbies like Pokémon cards, but mostly he saved. Even though his father was successful in films, Graham chose to pursue a different path for his career.

He finished his primary and high school education at schools in California, USA. After that, he applied to Pepperdine University in Malibu, California but was not accepted. Instead of going to college, he chose to start a career in Real Estate and moved to Los Angeles, California.

Early Career

Graham’s first job was in kindergarten, where he assisted a lunch lady to earn a free meal. At around 11 years old, Graham received a saltwater tank from his father and grandmother. This sparked his interest in marine aquariums, leading him to join online forums.

He started attending local meetups for aquarium fans and gained his first work experience at a marine wholesaler. Initially, he worked for free but later received coral and fish as payment, which he cherished.

Graham put in a lot of effort, taking photos of marine life for the company’s website. Eventually, he began earning money by photographing and editing coral images for their online store. He earned $1 for each photo he assisted in taking for the website and made between $20 and $35 an hour.

This experience made him rethink the importance of traditional education, as he found himself more excited about working with aquariums than going to school. He was 16 years old and worked at the aquarium when he joined a music band as the drummer.

Graham Stephan as drummer in music band

With the band, Graham played at various local cafes and bars in his hometown. Graham had wanted to be a famous rock star for a long time. But as he neared high school’s end, he stopped pursuing the band. This made him unsure about what to do next in life.

Starting a Career in Real Estate

Stephan finished high school and got a data entry job in investment banking since he liked making money and investing. Soon, he realized this job wasn’t right for him, so he decided to get his real estate license to sell properties.

Graham earned his real estate agent certificate at the age of 18 to begin his career. When he was working to get his license he began visiting open houses for properties priced over $5 million in Los Angeles to learn from successful agents.

Although many agents ignored him because of his youth and the tough market in 2008, a few experienced agents were supportive and shared helpful tips. Graham eventually met a real estate agent named Vili, who agreed to mentor him.

Vili suggested a 50/50 commission split for any deals Graham secured, and Graham accepted, viewing it as a great chance to learn. At first, he shadowed Vili, helping with different tasks without expecting any payment, excited to understand the business better.

Stephan used the $5,000 he saved in high school to begin his career in this new field. He saw that many agents avoided lease listings because they only made $500 per deal. He also noticed that the quality of photography in the business was lacking.

To fill this gap, he offered his photography skills in exchange for the chance to represent the tenant. This new business made $35,000 in just nine months. He found a buyer who helped him complete his first home sale.

Graham Stephan first car - a 2006 Lotus Elise

He made his first sale in the real estate market by selling a house in Beverly Hills for $3.6 million. He spent his first paycheck on his dream car, a 2006 chrome orange Lotus Elise because he felt successful.

This was strong proof to silence the critics and those who questioned him. The sales continued to come in.

The Next Step in Real Estate

Stephan learned to be careful with money after his parents went bankrupt when he was 16. He realized that being frugal was important, even when he earned big commissions. As he saved money, he searched for ways to improve his real estate career.

What helped Stephan advance in real estate?

  • He began acquiring investment properties.
  • His leasing clients reached out to him about buying real estate.

In 2011, Stephan noticed that real estate prices were quite low in the areas he was interested in. With around $200,000 saved, he aimed to generate a steady income, so he started investing in rental properties. The properties in San Bernardino were priced down from over $250,000 to about $60,000.

He bought his first rental property outright for $60,000. Stephan went on to acquire three rental properties, which helped cover his living costs.

A few years later, the leasing clients from 2009 were ready to buy homes. They also referred new clients, which boosted his income and opportunities in real estate.

As his real estate commissions increased, Stephan kept investing in retirement accounts. He aimed to save as much as possible and began buying properties to renovate. This decision turned out to be a smart one.

Since 2008, Graham has sold more than $120 million in residential real estate. He has also worked with celebrity clients like Orlando Bloom and Chloe Moretz. By age 26, Graham owned multiple properties in the Los Angeles area and had a net worth of $1 million.

Stephan concentrated on his real estate earnings, reinvesting them into more properties, ultimately becoming a self-made millionaire. His work has appeared on the TV shows Selling Sunset and Million Dollar Listing Los Angeles.

Stephan also educates people about real estate. He has traveled throughout the United States and Canada to teach new investors how to buy real estate. He created an online course called The Real Estate Agent Academy to help with this goal.

Currently, Stephan works as a real estate agent for The Oppenheim Group.

Switch To YouTube

A YouTube creator named Rob Dom inspired Graham Stephan to begin his own channel in December 2016. Rob shared his journey of buying luxury cars, which motivated Stephan to provide practical business tips based on his real estate experiences.

His YouTube channel, Graham Stephan, was launched on December 25, 2016.

Although he was earning a decent salary as a realtor, he chose to create a video just for fun. He recorded his first video on his iPhone, explaining how to become a realtor. He didn’t expect many viewers, believing he lacked the right “personality” for YouTube success.

However, when about 10-20 people viewed the video, Graham felt thrilled and inspired. After he began posting two videos each week, his channel began to expand.

At first, real estate was his main way to make money until about 2018, when his YouTube channel started earning more than his real estate work. His experience in real estate allows him to guide new agents on his YouTube channel.

Now, even though Graham began in real estate, his biggest income comes from YouTube, where he made over $1 million in 2019.

Speedy Success

Graham gained fame with one of his early videos featured on CNBC’s Millennial Money. In this interview, he shared how he saved and invested his money to live in Los Angeles on an annual budget of $1.6 million.

His clever financial advice attracted a large online audience. For instance, he managed to live in L.A. without paying rent by purchasing a duplex and renting out one side.

The CNBC video went viral on social media, leading to a quick increase in Graham’s channel subscribers. This surge helped him build a popular platform with millions of followers today.

Although Graham aimed to make $1 million from his YouTube channel in 2018, he reached that milestone just a year later.

Graham Stephan channel in 2024

Now in 2024, the channel has achieved over 4.85 million subscribers, 1,000+ videos, and more than 1 billion views due to hard work, dedication, and determination.

Graham’s main YouTube channel (Graham Stephan) focuses on financial advice, discussing subjects such as cryptocurrency, investments, and ways to save on rent.

Also, Read6 Strong Resources For Founders That Help at Each Step Of Startup

Other YouTube Channels

Graham has three additional YouTube channels besides his main one, where he discusses different subjects. These channels allow him to discuss what he loves without stressing about video rankings on YouTube.

The Graham Stephan Show

His second most popular channel is The Graham Stephan Show, where he discusses money, business, and finance. This channel allows Graham more freedom since he doesn’t focus on making it fit the YouTube algorithm.

On The Graham Stephan Show, Graham also shares content on topics outside of finance, like reaction videos.

Millennial Money Reactions

One of Graham’s most well-liked video series features his reactions to CNBC’s Millennial Money episodes. This series interviews millennials from various cities and income levels, where each guest shares how they manage their money—how they spend, save, and earn.

Graham, who enjoys saving and being economical, often provides humorous reactions to the Millennial Money videos.

Beyond entertainment, Graham’s responses offer useful financial insights. The Millennial Money episodes typically include a pie chart illustrating the guest’s spending habits.

Graham frequently critiques these charts, offering valuable tips for viewers who may face similar challenges, like overspending on clothes or gadgets.

The Iced Coffee Hour

The Iced Coffee Hour is a podcast hosted by Graham Stephan and Jack Selby, who also helps with its production.

The Iced Coffee Hour channel in 2024

By September 2024, the podcast had 1.07 million subscribers with 630+ videos. It covers fun topics, including discussions with popular YouTube stars about their spending habits.

For instance, in one episode, Graham and Jack talk to a reef aquarium creator about spending $1.8 million on a koi fish.

The Iced Coffee Hour also offers useful episodes on money, like tips on making $100 a day in the stock market. The great thing about podcasts is that you can listen to financial advice or engaging finance topics while driving or commuting home.

Graham Stephan After Hours (Formerly The Stefamily)

Graham launched The Stefamily renamed as Graham Stephan After Hours, his third YouTube channel, in March 2021. This channel showcases his fun side, featuring content that doesn’t align with his other channels.

On the “Graham Stephan After Hours” channel, Graham shares videos like shopping at the priciest store in Las Vegas or trying to eat only at Starbucks for a week.

Fans find these videos amusing because Graham is known for being thrifty and usually avoids buying from Starbucks.

On this channel, viewers enjoy watching Graham’s reactions to the steep prices and how he strays from his usual money-saving ways.

Getting Into Personal Life

Graham is a car enthusiast, as shown on his YouTube channel.

He has a playlist called “Car Adventures,” where he features his cars, highlights unique cars he spots, and offers advice on saving money when purchasing a vehicle.

Stephan moved to Las Vegas from Los Angeles, as he explained in his video “Why I’m Leaving California.” He owns five rental properties in Los Angeles and San Bernardino County and co-owns Bankroll Coffee, a coffee company.

Graham Stephan and his girlfriend, Macy Savannah, are set to marry later this year (2024).

They shared their engagement news in July 2022 and have been together for several years. Macy is a 25-year-old personal trainer from Las Vegas who loves fitness and wellness.

Wealth Principles

Graham is a multimillionaire, but he is careful with his money and avoids unnecessary spending. He believes in saving as much as possible to achieve his goals. He is well-known for making his own iced coffee at home for just 20 cents, as he thinks it’s not wise to pay $5 for one every day.

Graham’s views on money come from his parents’ bankruptcy, which taught him the value of saving for important needs like food, gas, and rent.

While he enjoys life by owning a nice house and luxury cars, he makes sure to spend wisely so he can both save money and enjoy his lifestyle.

Multiple Income Streams

Graham, like many financial advice experts, stresses the need to create multiple income streams. This strategy helps protect you during tough economic times. For instance, if you’re a freelancer and your main client goes out of business, you could lose your primary income.

The same risk applies if you have a regular job and get laid off.

However, having various income sources means you won’t be in a panic if your largest income stream disappears. Graham’s achievements show the advantages of multiple income streams, as he earns money from more than just YouTube.

While YouTube is his primary income source, he also earns from rental properties, real estate commissions, affiliate marketing, sponsors, his online courses, and three smaller YouTube channels.

Diverse Investments Portfolio

Graham has been investing in real estate since 2011 and now owns 8 properties worth between $9 million and $10 million.

He views the current rise in interest rates and the slowing housing market as a necessary adjustment and is not too worried, as he believes in holding real estate for the long term.

He has teamed up with other investors, including Ryan Pineda, to buy multi-unit properties, such as a 44-unit building in Phoenix. Additionally, he has invested in several fintech startups and platforms he uses, like Yotta Bank and Public.

While private equity investments can be risky and hard to sell, Graham prepares for the worst by assuming these investments could return nothing. He notes that his car collection, which includes a Ford GT and a Tesla Roadster, has increased in value.

Although his cryptocurrency investments in Bitcoin and Ethereum have decreased significantly, they represent a small portion of his total portfolio, and he remains hopeful for the future. He is also considering entering the franchise business.

Here are the Social Links of Graham Stephan

Final Verdict

Stephan teaches us that there is a purpose behind every event. He changed direction many times while searching for his true path until he found success in real estate. As both a professional and an investor, Stephan sought opportunities in the real estate market.

Taking these risks helped him become a self-made millionaire. If you aim to achieve the same, consider these steps: seek out investment properties and work on boosting your income to have more funds for investing.

FAQ’s

What Is Graham Stephan’s Age?

Graham Stephan was born on April 22, 1990. As of 2024, he is 34 years old.

What Is Graham Stephan’s Net Worth?

Graham Stephan’s net worth is estimated to be around $24 million.

What Is Graham Stephan’s Height?

Graham Stephan’s Height is just 5 feet 4 inches tall (or 164.5 cm).

Who Is Graham Stephan’s Wife?

Graham Stephan and his girlfriend, Macy Savannah, are set to marry later this year (2024). They shared their engagement news in July 2022 and have been together for several years. Macy is a 25-year-old personal trainer from Las Vegas who loves fitness and wellness.

Is Graham Stephan A Millionaire?

Since 2008, Graham has sold more than $120 million in residential real estate. He has also worked with celebrity clients like Orlando Bloom and Chloe Moretz. By age 26, Graham owned multiple properties in the Los Angeles area and had a net worth of $1 million.
Stephan concentrated on his real estate earnings, reinvesting them into more properties, ultimately becoming a self-made millionaire.

What does Graham Stephan do?

Graham Stephan is an American real estate agent who has transitioned right into a prominent YouTube personality and influencer. Graham has three additional YouTube channels besides his main one, where he discusses different subjects. These channels allow him to discuss what he loves without stressing about video rankings on YouTube.

At what age did Graham Stephan become a millionaire?

By age 26, Graham owned multiple properties in the Los Angeles area and had a net worth of $1 million.

How many houses does Graham Stephan own?

Graham has been investing in real estate since 2011 and now owns 8 properties worth between $9 million and $10 million.

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